SplitPal is a smart, AI-powered, role-based web application designed to simplify group expense management and settlement tracking. The system allows users to create groups, add members, record shared expenses, split costs, and monitor balances. With the integration of Google Gemini API, SplitPal also delivers AI-driven financial insights, such as smart summaries, predictions, and graphical analysis. It provides a seamless, secure platform for managing financial transparency among friends, roommates, or colleagues. The application supports core functionalities including user registration, group and expense handling, settlement tracking, and personalized financial insights—all through a responsive, user-friendly interface.

Keywords: Expense Sharing, Group Expense Tracker, Financial Insights, AI-powered Summaries, Spring Boot, ReactJS, Settlement System, Expense Analytics