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Electronic Fund Transfer Over Internet Using Des


  • Project Code :
  • TCMAPH17
  • .
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Electronic Fund Transfer System over Internet


This project aims at creation of a secure Internet banking system. This will be accessible to all customers who have a valid User Id and Password. This is an approach to provide an opportunity to the customers to have some important transactions to be done from where they are at present without moving to bank. In this project we are going to deal the existing facts in the bank i.e.; the transactions which takes place between customer and bank. We provide a real time environment for the existing system in the bank. We deal in the method transaction in the bank can be made faster and easier that is our project is an internet based computerized approach towards banking. In all transaction cases, the payer needs to be enrolled for the electronic funds transfer system and should ensure the necessary credit in their accounts. The process in electronic funds transfer system involves the payer initiating the electronic funds transfer. Depending on the type of transfer, the Automated Clearing House debits the amount from the payer and instructs for credit to the payee. The credit to the payee depends on the payee’s bank back-end processes. In most cases, funds transfers in electronic funds transfer system take up to three days. Automated payment to the payee is also possible through electronic funds transfer systems. An electronic funds transfer system ensures that administrative costs are less as the direct intervention of bank staff is not required, and thus the cost savings is greater. It also simplifies the book keeping and increases much-needed accuracy.

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